about us

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est8 planning was founded by Neil N Johnston in 2009 as a personal and business protection consultancy offering impartial advice from a range of insurance providers.

Neil has almost 30 years experience in the mortgage and protection industry, working for companies such as Scottish Widows and the ESPC.

"When I first entered financial services in 1986 I learned early on that customer service was the foundation of long standing relationships.  This principle has stayed with me and I have an absolute passion for providing a transparent and outstanding customer service".


At est8 planning, our key aim is to understand our client’s needs and create an appropriate solution. We also want a long term relationship with our clients and offer a free annual review service to make sure our advice tracks your lifecycle.

Born in Edinburgh, Neil is married and has 3 daughters.

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